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How To Get Off The Financial Tight Rope: What You Did Not learn About Money In School

One of the primary reasons for financial turmoil is that financial education is not tuaght in schools. People are starting to lose confidence in their day jobs as a sole support for their careers. Plus, you can't truly depend on the 401k for retirement, there are better options out there. It is time to take a serious look at where you are and where you want to go financially. Learn what you have missed in school about debt, saving, giving, budgetting, real estate investing, and opening a business in the book "How To Get Off The Financial Tight Rope."

The Star of India at San Diego Harbor, August 2006. The Star of India was launched in 1863 and is the oldest ship in the world that still maintains a regular sailing schedule. She is a unique and cherished community icon that has been welcoming visitors on the San Diego waterfront for more than 75 years. Onboard are exhibits chronicling her career as an immigrant ship and commercial vessel during which she made 21 trips around the world.

MORE INFORMATION ON THE STAR OF INDIA:

The Star of India was built in 1863 as Euterpe, a full-rigged iron windjammer ship in Ramsey, Isle of Man. After a full career sailing from Great Britain to India then to New Zealand, she became a salmon hauler on the Alaska then to California route. After retirement, she was restored and is now a seaworthy museum ship ported in San Diego. The ship is both a California and National Historic Landmark, and is listed on the National Register of Historic Places.

As Euterpe: Named for Euterpe, the muse of music, she was a full-rigged ship (a ship that has 3 masts and squaresails on all 3 masts) built of iron in 1863 by Gibson, McDonald & Arnold, of Ramsey, Isle of Man, British Isles, for the Indian jute trade of Wakefield Nash & Company of Liverpool. She was launched on November 14, 1863, and assigned British Registration No.47617 and signal VPJK.

Euterpe's career had a rough beginning. She sailed for Calcutta from Liverpool on January 9, 1864, under the command of Captain William John Storry. A collision with an unlighted, hit-and-run Spanish brig off the coast of Wales carried away the jib-boom and damaged other rigging. The crew became mutinous, refusing to continue, and she returned to Anglesey to repair; 17 of the crew were confined to the Beaumaris Gaol at hard labor. Then, in 1865, Euterpe was forced to cut away her masts in a gale in the Bay of Bengal off Madras and limped to Trincomalee and Calcutta for repair. Captain Storry died during the return voyage to England and was buried at sea.

After her near-disastrous first two voyages Euterpe was sold, first in 1871 to David Brown of London for whom she made four more relatively uneventful voyages to India, then again (displaced by steamers after the opening of the Suez Canal) in 1871 to Shaw, Savill & Company of London. In late 1871 she began twenty-five years of carrying passengers and freight in the New Zealand emigrant trade, each voyage going eastward around the world before returning to England. The fastest of her 21 passages to New Zealand took 100 days, the longest 143 days. She also made ports of call in Australia, California, and Chile. A baby was born on one of those trips en route to New Zealand, and was given the middle name Euterpe.

In 1897, after 21 round-the-world trips, Euterpe was sold, first to Hawaiian owners, then in 1899 to the Pacific Colonial Ship Company of San Francisco, California and from 1898 to 1901 made four voyages between the Pacific Northwest, Australia and Hawaii carrying primarily lumber, coal and sugar. She was registered in the United States on October 30, 1900

As Star of India: In 1901, Euterpe was sold to the Alaska Packers' Association of San Francisco, who re-rigged her as a barque (converting the square-rigged aftermost mast to fore-and-aft) and in 1902 began carrying fishermen, cannery workers, coal and canning supplies each spring from Oakland, California to Nushagak in the Bering Sea, returning each fall with holds full of canned salmon. In 1906, the Association changed her name to be consistent with the rest of their fleet, and she became Star of India. She was laid up in 1923 after 22 Alaskan voyages; by that time, steam ruled the seas.

In 1926, Star of India was sold to the Zoological Society of San Diego, to be the centerpiece of a planned museum and aquarium. The Great Depression and World War II caused that plan to be canceled; it wasn't until 1957 that her restoration began. Alan Villiers, a windjammer captain and author, came to San Diego on a lecture tour. Seeing Star decaying in the harbor, he publicized the situation and inspired a group of citizens to form the "Star of India Auxiliary" in 1959 to support the restoration of the ship. Progress was still slow, but in 1976, Star of India finally put to sea again. She currently houses exhibits for the Maritime Museum of San Diego, is kept fully seaworthy, and sails at least once a year. With the many other ships now in the Museum, she hosts frequent docent-led school tours (over 6,000 children a year) and also a Living History Program in which students "step back in time" and are immersed in history and teamwork activities during overnight visits.

The 1863 Star of India is the third oldest ship afloat in the United States, after the 1797 USS Constitution and 1854 USS Constellation, and is the oldest ship in the entire world that still sails regularly. Unlike many preserved or restored vessels, her hull, cabins and equipment are nearly 100% o

Back in October, when we were still in the "we're poor, so we're depressed, so let's spend money to cheer ourselves up" phase, I got a pretty blue iPod nano. I listen to it every day. My favourite thing is the podcasts of UK radio I can download for free. It still doesn't justify the purchase, but it helps with the homesick grumpiness.

Tonight I loaded it up with free podcasts of Dave Ramsey's radio show. We both recently read his book "Total Money Makeover". We've started his baby-steps to get out of debt.

The irony of listening to that kind of advice on an iPod is not lost on me.

Baby steps. Baby steps.

Your company is only as strong as your leaders. These are the men and women doing battle daily beneath the banner that is your brand. Are they courageous or indecisive? Are they serving a motivated team or managing employees? Are they valued?
Your team will never grow beyond you, so here’s another question to consider. Are you growing? Whether you’re sitting at the CEO’s desk, the middle manager’s cubicle, or a card table in your living-room-based startup, EntreLeadership provides the practical, step-by-step guidance to grow your business where you want it to go. Dave opens up his championship playbook for business to show you how to:
• Inspire your team to take ownership and love what they do
• Unify your team and get rid of all gossip
• Handle money to set your business up for success
• Reach every goal you set
• And much, much more!